14 March 2023 – Tong Family

Rich Tong's Tips, Tricks and Traps

tax: HSA and IRA Contribution no brainers

14 March 202314 March 2023 by rich

If you can, you should make your Health Spending Account contributions. They are $3650 for 2022 (or so) and $3850 for 2023 for individuals. Basically, this is pre-tax money you put into an account and then you can actually invest this money, so if you are just starting out, then this just grows and grows […]

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Paul, Deon & Tong

Now with rotating cohosts Rich, Paul and Deon cover all the current news, all things Apple, Smart Home and Smart EDC with Paul. And all things Startups, Robotics, Smart Health and Artificial Intelligence with Deon. Or whatever they want to talk about.

Tips, tricks and traps on technology, mobile, software, machine learning and shopping since 1996

Wow, this week was the best of times and the worst of times. Just like a Charles Dickens novel. So we cover the incredibly hard job of keeping sane and how a little sleep and support help. Plus the resolution of the SVB crisis for us and also the best of times which is GPT4. How can you deal with this kind of stress, it’s a great question, but the main thing to realize is that its natural to be stressed, yes, you can be Zen Buddhist, but at least for us as ordinary mortals accepting that living in this exponentially increasing world is difficult. Sometimes accepting that it’s hard helps me the most.

But there is nothing like trying to get good sleep. The problem is how to do that. I find that when there are so many things to do, it is hard to relax.

For, I didn’t invent it, but I definitely believe in things that go in threes. But I try to list the three most important things to do each day and if I get them done by 10 AM, then I feel like the rest of the day is free. So many times, we do things that are difficult but not critical, so get those out of the way first.

But for those of you hiding under a rock, SVB was really a disaster waiting to happen and other banks were unraveling, but the government stepped in. I feel so stupid not doing the obvious things to protect funds (but you can bet that is never going to happen again). I do think this was a great press release

I’m sure it is a controversy but living in a banking crisis definitely fits in my list of don’t do that again. It is also the best of times with innovation in AI really accelerating with the announcement of GPT-4. I’ve been lucky to be playing with it with an early version in Bing AI

Note that is a 4K HDR video, so watch it in all its glory, I do see the SDR versions do look a little washed out and it was recorded in SDR but someday it will be real HDR when we can find an HDR WebCam, OBS MacCapture supports HDR and Zoom does as well. In other words a long time :-)

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